I am a first time buyer with less than perfect credit and no way to prove income because i get paid in cash?

Asked by Nallely Arias, Tucson, AZ Sun Feb 1, 2009

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James Gordon…, Agent, Hamilton, OH
Mon Feb 2, 2009
You can prove income. Last couple of years tax returns, quarterly payments for taxes to IRS, patern of deposits in your bank account, 1099 for this year. A verification from your employer with this type of documentation is something most lenders will take.
Web Reference:  http://www.Find1Home.com
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George Szkup, , Tucson, AZ
Sun Feb 1, 2009
February 1, 2009
In order to answer your question one needs to ask you few questions:
Did you talk with a lender? what did they say?
How much of a house are you looking for?
Do you have money for down payment and initial costs?
How low is your credit score?
How good (or bad) is your record with utilities payments and renatal payments?
Under certain circumstances and with a lots, lots of luck some kind of lease purchase or seller carry back may work?
George Tucson Home Advisor LLC - Realtors
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