Home Buying in 77036>Question Details

villafernand…, Other/Just Looking in Houston, TX


Asked by villafernando645, Houston, TX Thu Jun 14, 2012


Help the community by answering this question:


Your first step is to contact a lender to determine how much of a loan you'd be able to obtain. You can then get in touch with a Realtor to begin your search. There's no sense in looking at properties before being pre-approved, since we'd have no idea which homes to see. I can refer you to several excellent lenders.

There's also a matter of down payment. Under certain conditions, there is assistance available to first-time buyers, but you must meet the criteria. Otherwise, you'd need at least 3.5% plus closing costs (generally, 6% to 8% is a good working number).

If I can be of further assistance, please feel free to contact me at (713) 213-6350 or ... al@algeffon.com. I look forward to hearing from you.

Regards ...

Al Geffon
Web Reference: http://www.har.com/algeffon
1 vote Thank Flag Link Thu Jun 14, 2012
It looks like there are a number of folks here who would like to help you. The one thing I would add is that people who shop around often get better rates than those who accept the first loan offered. Since you now have options, there is nothing wrong with talking to several people before deciding on the product that will work best for you. Good luck.

Ron Rovtar
0 votes Thank Flag Link Thu Jun 14, 2012
It sounds like you are ready to buy a home, before you do the first thing is to get prequalified so whenyou submit your offers you have a pre-approval letter ready to go with it. Check out my website for a video that will walk you trhough the whole process, plus there is a lot of information on home buying as well. check out my testimonials on google and my website as well as zillow. Look forward to hearing from you.
0 votes Thank Flag Link Thu Jun 14, 2012
Apply with a lender

Tom Burris
Mortgage Banker
(214) 763-4629 cell/text/nights/weekends(Really!!)
Lending all across the entire Great State of Texas!!
NMLS# 335055
Search Dallas area MLS for FREE. No registration => http://www.ntreisinnovia.net/cgi-ntr/BR_login?0501134
0 votes Thank Flag Link Thu Jun 14, 2012
Give me some details so that I can better assist you in your home purchase.
0 votes Thank Flag Link Thu Jun 14, 2012
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