I know you have been wishing and hoping for something decent for a while.
Have you considered perhaps a double-wide? It would be far less than buying real estate. It would be your own four walls. Just a thought, I know I answered a few of your questions last summer about foreclosure properties you were interested in.
I would think hard before buying something in Cardinal Estates. Yes, the price might be 'right' if you can afford it, but it still is only a double-wide and then you are paying for the land it sits on. And Cardinal Estates is in a high jet noise zone. I suggest keep working on your savings, or credit profile, whatever is holding you back, and stick to your guns for your real dream home. But just my opinion.
Good luck! KK German