I'm just now reading the post you left after have taken the home buyers' class. Sorry to hear it wasn't helpful. As a Realtor having experience dealing with first time homebuyers and hearing their stories that's usually the case when they attend one of the homebuying classes. The best solution to your problem is to contact a full service Realtor who has experience and patience working with first time home buyers and who will not only walk you through the process from A-Z but also explain each step of the process with informative answers so after the purchase of your first home you're an informed homeowner as well.
Many of my previous and current clients were in the same position you are in; however, after us working together, in some instances, for several months I'm proud to say all of them are informed homeowners or on their way to becoming. It's not an easy task or an overnight accomplishment. Having an experienced and knowledgeable Realtor by your side who you can trust is the first step.
I recommend you interview several Realtors. Ask questions...and remember there's no such thing as a dumb question. See how they respond...if they are easily annoyed. Make a mental note if they're accessible at times when you've called and, if not, how long does it take them to return your phone call. Also, most importantly, ask if they have a full service team in place who can help you with all aspects of the buying process, i.e., mortgage, title, insurance,etc. If so ask for their information and interview them as well before making your final decision. Happy house hunting!
If you need additional information please feel free to give me a call 305-788-6643 or AndreShambley@Keyes.com. I will be more than happy to assist.