Asked by Laura, 07009 • Thu May 7, 2009
My fiance and I are thinking about buying a home. We are unsure of how much we are able to afford. Are there any ways to find out how much we will be approved for (aside from preapproval) that will NOT have an impact on our credit score?
Also, I have recently suffered a pay-cut, but he will be changing jobs and receiving a pay increase, overall, we will be making more than 2008 in 2009--Will the changes in our salaries be taken into consideration, or will our W-2's from 2008 be our only financial representation?
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