Hello Dana. While your question is certainly a good one, I think that there's no definite answer as it involves projecting the future. You can't ask for a discount now because of something that may or may not be an issue when you sell. While the fact that a death occurred in the house has to be disclosed for 3 years, whether or not this will be an issue will depend on the potential buyer pool and also whether you will sell within the 3 year time period. It is true that a death on the property can be an issue for certain people, but how concerned you should be will depend on whether the most likely buyer in that neighborhood will be turned off by that fact. I think a buyer who is concerned about a death in the home will just not buy the house at all, rather than buy at a discount. Thus, I think you'll possibly have to deal with a smaller buyer pool, but not necessarily a discounted value issue. This is similar to someone who will only buy a house that meets certain Feng Shui criteria. If the house does not meet those criteria, then the buyer will just not buy rather than buy for a lower price.
If you truly plan on selling again within the next three years, I'd be more concerned about not being able to break even just because I doubt that the property will appreciate sufficiently in the next 3 years.