How much will be my cost (one time only) to buy a condo around 250K? thanks!

Asked by Ttggmmjj, San Diego, CA Sat Jun 12, 2010

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Jeff Kim’s answer
Jeff Kim, Agent, Blackhawk, CA
Thu Oct 21, 2010
AS you can tell from the responses below, your question as posed is really hard to respond to. Agent costs will be nothing. Offer should be discussed with your local agent who can provide you with a good feel of the market. Closing costs that can be negotiated.
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Gilbert Rich…, , Santa Clara County, CA
Sun Jun 13, 2010
On the real estate commission side it's $0. As far as the loan is concerned that can be structured any kind of way. There are plenty of variables. But as a reasonable breakdown you're looking at:

Down Payment
2-3% of the sales price

This is nowhere direct and the cost can be a lot less, but this is a worst case scenario situation, just to give you an idea.
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Brendan Aiel…, , Burlingame, CA
Sat Jun 12, 2010
Hi There,

As said before usually an agent who has been working with you will know how to answer your question best. If your not working with an agent give me a call or shoot me an email. We can talk about your specific situation and I can better answer your question.

Brendan Aiello
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Anna M Brocco, Agent, Williston Park, NY
Sat Jun 12, 2010
Not sure the question is understood--Are you looking for closing costs, how much to offer, etc.--in either case your agent can best advise you--as for closing costs--you can expect title insurance, transfer taxes, escrow fee, recording fee, inspection fees, HOA fees, etc. As for making offers--there are no set standards--base your offer on recently sold similar properties in the immediate area--again your agent can best advise.
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