To be on the safe side, I always calculate 3%, in your case about 15k, with lower amounts, the percentage is higher, each transaction is different (title, escrow, recording fees are pretty much standard) and it depends also on the month you fund, on the loan and type of loan as well. Is it a Conventional? FHA? VA? Government loans have funding fees in order to fund the programs, is there an origination fee? the Lender has to eat to, and all the magic happens thanks to the Lender, so lets give them a big THANK YOU!
Congratulations on your purchase!
Hector R. Gastelum
Realty Executives Dillon