Agreed... and you need to be talking to commercial lenders, not residential. The commercial sector is just starting its downward spiral. Watch what you're paying for this property, it will be losing value soon. However, if it has positive cash flow, you should be OK assuming you're planning to hold for long term. Of course, there are no guarrantees. Not trying to rain on your parade too much, as multifamily is the one portion of commercial RE that is expected to continue to hold it's own. Having said that, you will be soon fighting losing tenants who are becoming first time home buyers as prices to buy are so low right now.
If this type of investment is new to you (and I suspect by your question, it is), be sure you talk to some experienced people. I can even connect you to a few that you can talk to to pick their brains, and who knows, you may find they'd be interested in partnering with you. Contact me directly at email@example.com if you want to be put in touch with them. Good luck!