It's pretty much impossible to answer that question. It's actually backwards. The right way is, how much or a mortgage do I qualify with my income.
I know you have tons of questions, but I can't say it enough, you will be better off meeting face to face with a Loan Officer, that means me or any other you elect to meet with.
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Senior Loan Officer
STERLING NATIONAL BANK
310 Crossways Park Drive
Woodbury, NY 11797