How much emphasis is put on line of credit when buying a home today?

Asked by Phil, Oswego, IL Mon Jun 11, 2012

I have been working full-time for a year now. I bought my 2012 Nissan Altima a year ago and paid in full when I purchased it. I however, do not have a credit card and have not built up alot of credit. Will this hurt my chances of purchasing a house?

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Laith Kubba, Agent, Plainfield, IL
Mon Jun 11, 2012
I suggest you call a mortgage banker and review you situation with them. Every individual will have different challenges. Call me and i would be happy to recommend a couple of different people you can talk to privately. I am a real estate broker, but I deal with many different mortgage bankers that should be able to guide you in the right direction. Arm yourself with knowledge... Ask them all the same question. Make your own decisions. Educating yourself is the key to your own success and prosperity.
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