How much does an FHA home inspection cost?

Asked by searching, Alexandria, VA Tue Jan 29, 2008

Help the community by answering this question:

+ web reference
Web reference:


Deborah Madey, Agent, Brick, NJ
Wed Jan 30, 2008
FHA only becomes involved in inspections on 203K rehab loans.

On a regular FHA loan, an FHA approved appraiser will be sent to determine the value of the property. This appraiser has a checklist of items that must meet FHA guidelines in order for the loan to be approved. This is to protect the lender and necessary for FHA to insure the loan, and is done to protect them not you, the buyer. If the property does not meet the requirement, the appraiser will provide a list of items that need repair in order to gain loan approval.

FHA does not require a home inspection (aside from termite), but, as a buyer, you do not want to skip this important step. You, as a buyer, need a qualified inpsector to look out for your interests and provide you a detailed report on the condition of the property.

On rehab loans, FHA does have approved inspectors, but I assumed yours was not a rehab loan.
0 votes
T.E. & Naima…, Agent, Dallas, TX
Tue Jan 29, 2008
It's not different from other home inspections. It really depends on the size of the house, if it has a pool or spa.. in my market it's about $350 and it includes a termite inspection since FHA requires it.
0 votes
Search Advice
Ask our community a question
Home Buying in Zip Codes

Email me when…

Learn more