Home Buying in 06515>Question Details

Nadeeka, Other/Just Looking in 06515

How much do i have to make and how long do i have to have credit history to buy a small house?

Asked by Nadeeka, 06515 Fri Aug 28, 2009

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Tim Denbo’s answer
I too have had good success with mortgage brokers and there is no obligation or (usually) cost for you to get an idea of what you would qualify for. As for your credit, I think it is a good idea to personally be aware of your credit situation and score and the best way I know how to do this is with http://www.FreeCreditReport.com. They provide a free trial subscription and you get your score and report from one agency and then if you want more detail you can choose to pay for a more detailed report.

If you want more information, please feel free to contact me and I can refer you to a good mortgage broker and/or real estate professional in your area if you like.

Visit my website at: http://www.TimDenboHomes.com

Best of luck!
Tim :)
0 votes Thank Flag Link Fri Aug 28, 2009
I agree with Dan, but I would use a direct lender that has FHA and other mortgage programs. Good luck!email me mike@murray4money.com with questions
0 votes Thank Flag Link Fri Aug 28, 2009
There are too many variables to give you an easy answer to this. The best thing you can do is to contact a good mortgage broker and have him/her tell you exactly what you can qualify for based on your credit and income info. There is no cost or obligation to do this, and it is the only way you will know the real answer.
Web Reference: http://www.danrossre.com
0 votes Thank Flag Link Fri Aug 28, 2009
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