How long will it take to be able to get financing for a home after the "discharge" of a chapter 13 bankruptcy?

Asked by Joe, 92373 Sun Feb 22, 2009

What steps to follow to improve credit, and what kind of down payment will facilitate things

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JIM BALLARD, , Redlands, CA
Tue Sep 21, 2010
Currently FHA will allow you to get financing 2 years after discharge. However, if you have a foreclosure, you will need to wait 3 years. I can get you hard money loans the day after a discharge, but they are very expensive.
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