How long is the wait after my file goes to underwriting. What's the next steps.

Asked by House Hunting, Northridge, OH Wed Feb 24, 2010

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Anna M Brocco, Agent, Williston Park, NY
Wed Feb 24, 2010
If all your documentation is in order and the department isn't backlogged it can be only a couple days--however some are faster than others.
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Jien, , Philadelphia, PA
Wed Feb 24, 2010
Usually the time frame is 2-10 business days to underwrite your mortgage file.
The underwriting process is when you will be asked to gather additional information for more documentation on certain items for your mortgage. It is important to get that requested item to your mortgage processor or real estate agent as soon as possible. Until Your file really clear to close...
Good Luck...for your everything...
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Fred Glick, , Los Angeles, CA
Wed Feb 24, 2010
Depends on the lender. I have some lenders that are 48 hours and some that take 7 days.

The best thing you can do is make sure you give everything to the mortgage person so they can paint the whole picture and limit the questions an underwriter has.
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