I recommend you contact David Setti from Turnkey Mortgage. They are a direct lender and offer a guarantee, so ask him about that. He can also run different scenarios for you to insure you know all your options.
Have an amazing day.
One month (30 days of paystubs) may work. The issue is being able to document that you have been in the same line of business for a period of two years. Furthermore, the challenge with self employed borrowers is that most self employed borrowers write everything they can off their taxes. So a Lender, such as myself, would have to review those tax returns and make sure that there is still enought income to qualify you for the loan.
Of course this answer is very broad and its not a guarantee since I do not know a lot of important factors. However, if you call me, I will be glad to walk you through all this.
Feel free to reach me directly at 949-777-2109, or cell 951-210-2101
Eddie W. de Leon
Senior Loan Officer
DRE Broker #01393751
Have a great day;
CEO & SR Credit & Mortgage Consultant of
Everlasting Credit Repair
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Retired Mortgage Banker
Hope this helps!
The best way to find out how long your situation can get you a pre approval is to jump in and get a pre approval from a good loan officer.
If you need a referral to a very good loan office, call me - 408-316-0793 or email (email@example.com).
Have a great day!
The regulations with respect to home lending have been changing rather rapidly. I recommend that you contact an experienced lender to get the most current requirements.
Terri Vellios gave you excellent advice.
Charles Butterfield MBA
Real Estate Broker/REALTOR
Cell Phone: (408)509-6218
Email Address: firstname.lastname@example.org