Asked by Mackenzie0330, E Flat Rock, NC • Sat Oct 8, 2011
I have been a stay at home mom for the past 2 1/2 years and problems with my marriage forced me back to work. I have been with my job for a year last week and I tried applying for a small mobile home mortgage and was denied based on 3 things. Income to debt ratio (that can be changed quickly didn't realize my name was still a 2nd on a credit card my husband and I shared (we are seperating) # 2 amount of income ( should be changing soon when I become a Medical Assistant still within the same company) The only thing I obviously can't change is length of employment. If I get the other 2 issues dealt with will a lender look past my length of employment? Or how long do I need to be there before I re-apply? Credit score is very good. (not a factor)
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