Asked by OneStepForward, Crofton, MD • Thu Jan 24, 2013
I'm building my credit right now, have gotten a few credit cards to up my credit. I don't intend to use the cards very much. However, I now have "hard inquiries" on my credit report. How badly would this affect me to a lender? Last summer, I was just under range for the first time homebuyer FHA loan. Since then, I have had on-time payment history but needed to build on my number-hence the new credit accounts.
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