Asked by Cecily Jones, 92672 • Mon Oct 4, 2010
Hello Trulia- my husband I didn't qualify for a mortgage this year because our 2008 tax return shows too many deductions and too little income. Our mortgage broker said we will definitely qualify next year after we file our 2010 tax return with more income b/c that averages will average with 2009, which is good. We want to buy a house, and are ok with waiting until next year, but a really great house just popped up on the MLS for a great price. We were wondering how a lease option works, the idea being we lease it for 3-6 months and then buy it. Any advice would be appreciated- thank you!!
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