How do you go about buying a house that owners owe 2 years in back taxes and they live in different states?

Asked by rodriguez9233, Chicago, IL Sun Apr 7, 2013

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Edith Karoli…, Agent, Winnetka, IL
Sun Apr 7, 2013
If you buy a property from the current homeowners, you should be working with your own buyers agent, no cost to you as they are usually paid by the seller's side at the closing table, when a homeowner
owes taxes they will have to first of all credit you the year/years they lived in the home and were responsible for the taxes, one bill you will get as in Illinois we pay property taxes one year behind....

You should also not do this without hiring a good real estate attorney who will make sure at the closing
that all taxes owed you will be credited to YOU....

I do not know of course if you are buying from a for sale by owner or a home that is listed with a brokerage.....

Sincerely yours,
Edith YourRealtor4Life & Chicago and Northern Illinois Expert

Working always in the very BEST interest of her clients, Buyers, Sellers and Investors alike....
And always with a SMILE 
Covering for @Properties the city of Chicago, all N and NW suburbs, the fine homes on the
North Shore, and many of the W and SW suburbs, and with her trusted Partner Agents all of
the US and worldwide properties. Edith speaks French, German, some Spanish and other.....
@Properties ----
Check out my website at htttp://
0 votes
JIM Michaels, Agent, Chicago, IL
Wed Apr 10, 2013
work with an agent and I can assist with this transaction
0 votes
Ivan Sagel, Agent, Chicago, IL
Mon Apr 8, 2013
The back taxes will have to be paid before the city will allow a transfer of title.

Best regards,

Ivan Sagel

I always appreciate your referrals…
0 votes
Helen Mandel, , Chicago, IL
Mon Apr 8, 2013
Seller has to pay all taxes due and provide you with a clear title at closing.
Your attorney will make sure that you receive a clear title and that you are not responsible for sellers taxes.
0 votes
Manuel Brown, Agent, Chicago, IL
Mon Apr 8, 2013
Dear tax question,

Erick gave you a great answer. Also if a property has unpaid property taxes all other liens are last and usually wiped out. You may have no need to pay the property owner anything depending on how far along the state is in claiming the property because of taxes.
0 votes
Erik Sachs, Agent, Chicago, IL
Sun Apr 7, 2013
What kind of back taxes? Property taxes or IRS lien? Either way ask for the seller to cover any outstanding taxes in the offer and make sure to request a warranty deed.

Erik Sachs
RpV Realty and Development
Cell 773/368-5515
0 votes
Matt Laricy, Agent, Chicago, IL
Sun Apr 7, 2013
In Illinois our only responsible for 6 months back taxes.
0 votes
Philip Sencer, Agent, Chicago, IL
Sun Apr 7, 2013
THey need to pay the back taxes at the closing or an agreement needs to be part of the contract saying that the buyer will pay it and you negotiate the price based on this cost. Everything is negotiable.
0 votes
Tim Moore, Agent, Kitty Hawk, NC
Sun Apr 7, 2013
Is that all they owe?? Just the taxes or is there also a mortgage? You have to offer the seller enough for them to be able to pay off the loan and all liens or they can not sell and convey clear title to you.
0 votes
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