Baldwin County is the largest county in the state, with property types ranging from beach and bay front, to rural farm and timber land. Therefore, it is always best to research each property specifically.
The tax question is easy to answer by visiting the Baldwin County Revenue Commission records online. Click on this link (http://www.deltacomputersystems.com/al/al05/plinkquerya.html
) to start a property search. Just type in the street number and name; don't include the city. Once you locate the correct property records, you can see the taxes that were just paid for the previous year, as all taxes are paid one year in arrears.
You can also see the tax appraisal value. However, if the list price of the home is higher than the tax assessed value, it really should be. Tax value should be less than fair market value in most cases.
Insurance questions are best put to an insurance agent, as specific location, age of the home, and other specific factors come into play in providing a quote.
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