It's best to work with one agent and avoid dealing with multiple agents who will show you the same properties and potentially never get a true understanding of what you and your family need in a house.
If you need a Loan Officer, or a someone to recommend a Realtor in the area you're looking for, feel free to contact me at any time.
Senior Loan Officer
Sterling National Bank
Meet with a Local Mortgage Banker to get prequalified for mortgage financing. The Mortgage Banker will review all facets of your loan request to answer your questions with regards to the types of loans and maximum loan amounts you could qualify for.
Get a referral to a good, local, real estate attorney. Call the attorney, retain the attorney so you have her information handy when you make an offer. Having that information at time of offer helps you demonstrate to the Seller how serious you are, and they will consider your offer with more interest.
Line up a Home Inspector. A good home inspector will scare the heck out of you: that's what you pay him for! But you'll concentrate on the fundamentals of the property: roof free of leaks, plumbing, heating and electrical up to code and in good working order. Again, when you make an offer and you have your Home Inspector ready to go, your offer will be considered with much more interest by a Seller because you truly have your "ducks in a row" and your preparation demonstrates your serious attitude about conducting the purchase transaction in a timely manner.
Find an experienced Local Realtor who works in your desired shopping area. A serious pro Realtor will refuse to show you homes until you are Prequalified for mortgage financing. Don't take offense! That Realtor doesn't want you to be disappointed and wants you to have a smooth experience as you shop for your new home.
Put together your Team of real estate professionals and shop 'til you drop!
PowerHouse Solutions, Inc.
1010 Northern Blvd. Suite 234
Great Neck NY 11021
Licensed Mortgage Banker â€“ NYS Dept. of Financial Services
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But if you're someone who has questions, unsure of the defferent types of homes in the area and the price ranges, and really need guidance and professional help when it comes to real estate, than yes you should seek the help of a Realtor.
My personal opinion is that even if you do believe you have enough to search on your own, you can never go wrong by working with a Realtor who can advice and help you along the way. Working or building a relationship with a Realtor doesn't have to mean that you're going to get tons of calls from them, or that you have to commit time to them. I believe these days Realtors and buyers are intellectual enough to work together many different ways. Maybe you're the type who likes to call the Realtor when you have found a property you'd like to see, or maybe you need more interaction?
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Senior Loan Officer
STERLING NATIONAL BANK
310 Crossways Park Drive
Woodbury, NY 11797
Keller Williams Estates Calabasas
Century 21 American Homes.
If you have not already met with a a mortgage professional the agents will able to offer you recommendations. It is important to find out how much the bank will lend you before you start the home search. You will need a letter from the mortgage person to make an offer.
Yes the buyer's agent will help you through the process.
Interview them, ask question, get good answers.
It will make better and easier to find your home.
Please just give me a call as soon as you can.
Licensed Real Estate Agent
Century Homes Realty Group llc
Direct Line: 347-932-0609
You should definitely hire a buyers' broker. Realtors represent the seller if they are not hired as a buyers' broker by you. No seller is going to let you into their home without a realtor. You should hire a realtor that is familiar with your target area.
Before you hire a buyers' broker you need to know how much of a mortgage you qualify for. Consult with a mortgage officer to work out a budget and to find out your comfort zone on payments. I would then go on the net to preview homes that my realtor suggests and let them know which one you would like to see live.
I commend you for taking the plunge in a time where the media has instilled fear in consumers. I must reassure you that the market is very active and transactions are taking place everyday. The first step is getting pre-approved so you know how much you can spend. Feel free to contact me, and I will get you in contact with our in-house mortgage representative.
I hope this answered your question.
Wishing you the best of luck,
De Vonte Williamson
Licensed Real Estate Salesperson
Serving Long Island & Queens
Coldwell Banker Residential
"I Stand Behind Getting You Results!"
Tom Brady SFR, e-PRO, SRES, GREEN, BPOR
You will be required to submit several months of bank statements, salary check stubs, tax returns, etc., and everything will be verified.
You will then know EXACTLY what you can afford and you will be armed to pull the trigger when you get the home of your dreams in your sight.
I will be happy to recommend several of the above mortgage folks to speak with and you will decide if you wish to work with any of them.
This will not cost you anything. I ask my agents to work only with buyers with have full pre-approvals; anything less is a waste of your time and theirs.
Gina Lollo, MA
Certified Buyers Agent
Short Sale Specialist
Finding the perfect home can have a lot to do with finding a compatible real estate agent, especially in today's market. The agent you choose will guide you through your home buying process. He/she will be able to help and give our advice and information you might not be able to get by yourself. It's important to be in contact with an agent before starting your home search. Reason for this is because you might be looking at a house in X price range when all you can afford is a house in Y price range. Also as a First-time homebuyer its important to make it clear to your agent what features you looking for and how much you are willing to/can spend. Is a garage or basement important, how many bedrooms and what areas you are looking in?
Hope this helped you. Any further questions please contact me.