Lance, that is a great question. My name is Robert Ashburner, Jr. NMLSR 607856 I am a loan officer with Monarch Mortgage. As a first time home buyer in the state of Virginia you have some pretty amazing options available to you. The state of Virginia supports first time homeownership through the Virginia Housing & Development Authority http://www.vhda.com.
As you are looking for information about the home buying process you may want to attend one of the FREE first time home buyer education classes sponsored by http://www.vhda.com
and facilitated and taught by local industry professionals. The class covers personal finance, credit, role of the lender, role of the real estate agent, the home inspection process and finally the closing. I am actually facilitating and teaching a class next Saturday the 23rd of February, 2013 from 9:00 AM to 3:00 PM. The class will be taught at http://www.beachford.com
2717 Virginia Beach Blvd. Virginia Beach, Virginia 23452 in the training room on the third floor of the show room. If you want to attend next Saturday please simply reach out to me at (757) 652-5851 firstname.lastname@example.org to confirm your attendance so that I will have enough FREE First Time Homebuyer Education Handbooks.
Robert H. Ashburner, Jr.
2809 South Lynnhaven Road, Suite 200
Virginia Beach, Virginia 23452
Office (757) 390-2235
Cell (757) 652-5851
Fax (757) 390-2335