I am a local lender here in Las Vegas, NV... Besides the credit score and down payment, there are other factors that we need to consider in order to determine if you qualify for a mortgage. I would say you're good on the credit score since the minimum middle score required for most lenders is 620 (assuming you don't have any derogatory accounts, Foreclosure, short sold a property, or bankruptcy).
With the $10,000 down payment, it just depends on how much your purchase price is.
Give me a call so we can discuss your scenario and possible options then guide you to the right direction.
All Western Mortgage