Every HOA is different. The most progressive ones have a web site and post their rules there so they're easy to review and easy to print out. Others will charge a fee to anyone who asks for a copy (including an existing home owner). Start by contacting the Listing Agent, and if she/he doesn't have a copy ask her/him to get one because every serious potential buyer will be asking to review it.
Leonard â€œLenâ€ Dunikoski, GRI
Diane Turton Realtors â€“ Rumson Office
8 West River Road
Rumson, NJ 07760