You can get excellent deals buying at foreclosure, or buying a short sale, or buying a bank owned property, and now is the time, but you should also know that there are very significant differences between all three. They all have different advantages and pitfalls, and each transaction in itself, and the paperwork and process, will be different, depending on type of transaction and the lender involved. To buy "at foreclosure" you will most likely need all cash, for instance, while to buy a short sale may take many months for lender approval. My website, linked below, describes all these differences in detail for buyer reference.
We are able to search all Mill Valley properties to determine if they are pre-foreclosure or bank-owned. I would be very happy to walk you through the process, search properties for you, or answer any questions. Lisa