You can use any mortgage lender you choose. I would call Dorathe Catlin at PHH Mortgage. Her phone number is (209) 261-4320. She has helped me out a lot and been my lender for the past 3 years. She will help you get pre-approved (if you are not already) and tell you what amount you are pre-qualified for. If you need any help finding a home, I would be happy to help you!
Roberta Flanagan Realtor, Inc.