There are a few homes in Dallas which are contemorary HOWEVER Dallas is bult majority as tradtiional style homes.
It also depends on what you qualify for purchase. Which governs on where to search. I do know great builder that his is style they are custom luxury homes .
Contact my office I can interview you determine additional info.
Most lenders will require approx. 2 years . However best contact a mortgage broker who can review your entire financial file.
I work with many families in similiar situations locate homes they lease then to purchase after their issues clear.
Lynn911 Dallas Realtor & Consultant, Loan Officer, Credit Repair Advisor
The Michael Group - Dallas Business Journal Top Ranked Realtors