The Mello Roos should always be disclosed from the Seller when listing the property. The Seller's Agent or the Buyer's Agent should always order a Property Detail Report; this report can be ordered through a Title & Escrow Company. The report will also include property details including the property taxes, lot size, and square footage of the home and comparable home prices in the area.
In response to a GOOD home inspector, there are many that claim to be good. I recommend a licensed home inspector that will return your calls and emails promptly. A Good Home Inspector will include photos and a written report on the interior and exterior of the home.
Peace of Mind Home Inspections Inc.1-866-757-8480 http://www.pomteam.com
or AmeriSpec Inspection Service Ph#: (209) 543-1966.
I hope I have answered your questions. Have a Great Day!