Homesteaded homes are the primary homes of the owners. When you purchase a home in Florida, it will be reassessed for next year's taxes, so the break you see on the homesteaded homes are for this year.
Theoretically, if you compare two homes in the same neighborhood that you will purchase for the same price this year, the taxes for next year should be basically the same regardless on its homestead status this year. You need to compare millage rates to see difference in taxes. For instance, you will pay more taxes in the city of St. Augustine than in the unincorporated areas for the same valued home due to a higher millage rate.
Please ask your real estate professional what the millage rate is for the area you are viewing or visit my website , http://BarbaraJenness.com
and click on "Estimate Your Property Taxes".
Please visit the web reference link I have included below from the St. Johns County Property Appraiser's website for more information. Let me know if I can assist you. We live in such a special and beautiful place.
Licensed Real Estate Broker
Serving northeast Florida from Jacksonville to St. Augustine including Ponte Vedra