Asked by Sarah, San Antonio, TX • Thu Feb 21, 2013
My husband and I completed our chapter 13 and had it discharged in August of last year. Since then we have been working hard on establishing new, healthy credit with secured and unsecured cards. Each bill has been paid on time, including all student loans.
Our scores range from 651-610.
We would love to buy a home, and would be first time homebuyers, but we keep getting conflicting information as to whether or not we qualify.
Can anyone please give us some solid advice!!?
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