Hiya Trulia Folks! What are the chances of a middle aged hen and an old crow on SSI of fulfilling their life-long dream of owning a home of their own?

Asked by Luanne, Indiana Fri Aug 2, 2013

Our total income per month is $1420.00.

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Alan May, Agent, Evanston, IL
Fri Aug 2, 2013
Even hens and crows can own a home if their income qualifies. Contact a local lender and ask them to run your numbers.

Good luck.
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Terry Farnsw…, Agent, Lisle, IL
Fri Aug 2, 2013
Your age cannot be used in determining whether or not you qualify for a loan. Your credit score, income, and debt to income ratios are, however.

If your credit scores are acceptable, and you don't have a large amount of outstanding debt relative to the income you are bringing in each month - you shouldn't have a problem securing financing. That said, your total yearly income is around $18000, so the price range/amount you are financing is going to have to reflect that.

I would contact a mortgage professional who can run your numbers and advise you of your options.

Hope that helps!
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