I believe you can always buy a home that says "contract for deed". From what I read the seller works as the bank. Then when they want all their money in a lump sum years down the line, you can get a mortgage to pay them off. You save on a lot of fees this way.
In addition to the properties that are on the market for rent own, you can also approach the broker/owners of many of the properties on the market for rent/sale. The homes that are for sale you generally want to talk with folks that have been on the market for a long time as a rent to own for this seller generally is not ideal. I would also explore all rentals because you may find folks that want to unload their homes and are renting cause they can't. Best
Yes, there are a couple properties that are rent to own in Stoughton ... there is a 2BR for rent for $1800 and for sale at $339,900 ... and a single family for $2,200 rent. Let me know if you'd like my assistance in looking into these properties.