Hi I would like to purchase a home next year & currently am putting off my marriage to do so because I am a

Asked by LOOKING2BUY, 14450 Mon Jun 29, 2009

single parent... Would being married to my fiance narrow my incentives as a first time homebuyer??

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Paul E. Bocka’s answer
Paul E. Bocka, , Fairport, NY
Wed Jul 1, 2009
It all depends on many factors...including your fiance's situation, who's name the home/mortgage would be in, etc. Something to keep in mind is as a single parent, you won't have the benefit of two incomes on which to qualify for a loan.

You can do a little research online at the reputable sites below, or call a REALTOR to go over your personal details confidentially. Planning ahead, whether you decide to marry now or later, is a very wise choice!


FHA loan programs offer lower downpayments and are a good option for first-time homebuyers. Learn more here: http://www.hud.gov/buying/index.cfm
1 vote
Cathy Barton, Agent, Fairport, NY
Thu Aug 9, 2012
If anything it would increase your incentives as a first time buyer. Your income combined with hers would enable you to have more purching power.
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