Feel free to take a look at my website: http://www.EvaSellsProperties.com
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You have a lot of options . call me at your convenience . I will be happy to answer all your questions . and explain the steps for you
Dream properties inc.
The first step is to visit your local bank or a mortgage broker to become pre-approved for a home loan. If you are a first time home buyer you may qualify for an FHA loan, please contact a local lender and they will be able to guide you through the loan approval process.
If you have any questions feel free to look at my profile or contact me.
Due to the low inventory of homes for sale in Pasadena and Altadena right now , most sellers would probably not entertain a "lease with an option to buy". It may be better for you to lease for now and save for a future down payment on a home. If you do find a seller that is willing to do that go ahead and read this article http://www.realtor.com/home-finance/homebuyer-information/ho
If I can be of further help feel free to visit my website Von007.com my contact information is there.
I wish you much success!
Instead you should find an inexpensive place to rent. Put whatever you can toward repairing your credit. If you can fix it faster than the option would be due on a lease option home, you are free to buy whatever you can find where ever you can afford.