Asked by Kristin, Milton, FL • Wed Sep 30, 2009
payment assistance only to find out that it was discontinued by Pres. Bush's bill in Oct. 2008. My new avenue is trying to find a step by step on a USDA loan. Per their website, we would qualify for the guarantee loan only. It does say that it is 100% financed so we would not need a down payment. How do I go about getting this loan? I hear the actualy process takes a long time, how could I rush things to get the tax credit? How is the cap on the loan limit determined? If 102% is borrowed of the apprasial amount, can we use that toward home improvement? Lastly, I was told that many of the properties that need alot repairs will not qualify for the USDA loan...what constitutes as "alot of repairs?"
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