Hello, I am looking to get pre-approved for a mortgage, however I am not sure where to go in Bartow County. FICO is in the 650's...any opinions?!?

Asked by c&l d, Cartersville, GA Thu Mar 28, 2013

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Carter Smith, Agent, Carterville, GA
Fri Mar 29, 2013
I highly recommend Leslie Rowland and Shane Siniard with SWBC Mortgage. The are local, located on Main Street in Cartersville. Not only are they professional and get you qualified, but they absolutely are outstanding in customer service (answer their phones on the weekends and evenings, reply to emails, etc.) They are honest and will tell you upfront the good (and the bad). After you talk with them, you will be 100% sure of what you can qualify for in purchasing. If they tell you that you aren't able to qualify for a loan, they will assist you on setting you up on a timeline as to helping you what you need to do in order to obtain your goal in buying a house.

Carter Smith
The Smith Team
Professional Realty Group
770.655.4684 mobile

Keri Campbell
The Smith Team
Professional Realty Group
770.324.2470 mobile
1 vote
Jessica John…, Both Buyer And Seller, Dallas, GA
Sat Jun 28, 2014
I recommend you contact Bob Presley with homestar financial at139 E Felton Rd, Cartersville, GA 30120 phone (770) 387-3400, he will get you prequlified for a loan and will advise you what loan options are available to you. If your score is not where it should be he will help you get to the score you need to get qualified. After you are pre-qualified for a loan I would love to help you find a home, hope this helps you.

If you have additional questions please feel free to contact me.

Jessica Johnson
Keller Williams Signature Partners
0 votes
Jessica John…, Both Buyer And Seller, Dallas, GA
Sat Jun 28, 2014
I highly recommend Bob Presley with Home Star financial, his number is 770-387-3400. If your credit is not where it should be he will help you to remedy your credit and raise your score to get a loan. Hope this helps, please feel free to contact me with any other questions!
0 votes
Rodney Mason, Mortgage Broker Or Lender, Atlanta, GA
Thu Mar 28, 2013
Getting Pre-Qualified with a local lender should be your very first step. You can begin that process online at http://www.rodneymason.com. Once Pre-Qualified, you would then begin the home search process with a Buyer's Agent.

As one of the largest direct lenders in the country, Prospect Mortgage offers one of the largest selections of loan programs available. In addition to the standard conventional, FHA, VA, USDA, and Jumbo, we also offer a wide range on Renovation loan programs. Our Renovation programs include FHA 203K (Streamline & Consultant), HomePath Renovation, and HomeStyle Renovation. In addition, we also have an FHA 580-639 FICO program for borrower with previous credit issues.

Working with a knowledgeable and seasoned loan officer is critical in today's market. Getting Pre-Qualified is the only way for you to find out your options. To get Pre-Qualified for your purchase, you can submit your request online at http://www.rodneymason.com.

Rodney Mason, NMLS #151088
Sr Loan Officer
Prospect Mortgage
825 Juniper St NE, Atlanta, GA 30308
Office: (404) 591-2453
Apply Online at http://www.rodneymason.com
Licensed in Alabama & Georgia with over a decade of mortgage lending experience.

Prospect Mortgage offers a full selection of mortgage programs including:
Conventional | FHA | FHA 580-639 FICO | FHA 203K Renovation (Streamline & Consultant) | HomePath® | HomePath® Renovation | HomeStyle® Renovation | VA | USDA | GA Dream | Jumbo Financing.
0 votes
Tracy Sanford, Agent, Cartersville, GA
Thu Mar 28, 2013
We Realtor's do stay in contact with all the local Licensed Mortgage Professionals. I would be happy to send you a list of many local lenders in the Cartersville area. All do a fantastic job and will work very hard to help you achieve your home buying goals!
0 votes
Fred Yancy, Agent, Woodstock, GA
Thu Mar 28, 2013
Are you currently working with a Realtor? Most Realtors know great lenders because we work with lenders daily. We also know the not so great and really bad one to seer you away from. So work with your Realtor on getting a recommendation for a great lender. There is much more about the lending process than just getting approved and you want to have a great working relationship with your lender.

Fred Yancy, Broker
Crye-Leike Realtors
(678) 799-4663
0 votes
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