HelloBeing based in Europe, I am keen on the opportunity to invest i real estate in USA, prefereably the

Asked by Robert Kledal, Denmark, SC Sun May 18, 2008

southeast atlantic area because of the low USD and the price decline. Florida seems obvious, however, i am curious where i can find information about where it is best to invest, risks of hurricanes, insurance prices, rental opportunities etc.

Help the community by answering this question:

+ web reference
Web reference:


Bill Eckler, Agent, Venice, FL
Sun May 18, 2008
We would be happy to introduce you the Venice area. It is however located on the gulf side of Florida and but has a history of low hurricane activity. Yes, prices have dropped and many opportunities exist that will save your money.
The location is a complete package: safe, excellent climate, real estate value, cultural opportunity, employment, education, etc. etc.
we would be happy to email you property samples. Just let us know your email address

Good luck,
The "Eckler Team"
Century 21 Almar and associates
Venice, Fl 34285
eckler team@comcast.net
2 votes
Cathy Sloan, Agent, Jacksonville, FL
Mon May 19, 2008

I am in Northeast Florida, Jacksonville. My Market ara is Duval, Clay, St.Johns and Nassau Counties. There are many investment opportunities in our area. Data on rental opportunities and investments will depend upon your personal preference as to the property type you desire.

I am providing some links that will answer your questions in regards to Insurance rates and hurricanes for the state of Florida.

Homeowners Insurance
Homeowner's Insurance rates for Jacksonvillle & the surrounding area range between $800 & $1400 for an average home priced at $200,000 depending upon the Ins company and the homes claim history.

See the Insurance Rates by County (click on the county to view the rates by company)

Hurricanes - Jacksonville has a less than 1% chance of getting a Hurricane. We sometimes get reminants of storms in the form of winds and rain that are classified as tropical storms and are not Hurricane strength.


Cathy Sloan
RE/MAX Specialsits
Jacksonville, Florida

If you would like to consider Jacksonville, please contact me. I will gladly work up data regarding investment and rental opportunities.

Good luck with your research.

The following are the storms that were calssified as Hurricanes that came close to Jacksonville

1979 David passed 40 miles ofshore and brushed Jacksonville. Storms strength near the eye was 95 MPH
1964 Our most damaging storm was Dora . She came on land 30 miles south of Jacksonville with 110 mph winds near the eye
In 1898 a storm came on Shore in Gerogia North of Jacksonville with 120 MPH winds near the eye
In 1896 a storm passed 40 miles west of Jacksonville with 100 MPH winds near the eye.
Web Reference:  http://www.cathysloan.com
1 vote
Barbara Vance, , orlando- windermere vicinity
Sun May 18, 2008

If you would consider Orlando (Central Florida) --hurricanes are much less severe because its inland. 30-60 miles to either coastline. Our insurance is far less because of this. We have lakes (hundreds of them) and scores of golf courses. And of course Disney/Universal and SeaWorld. There are areas zoned that allow owners to lease (rent) their properties on a short=term basis and property management companies that specialize. Our employment base is better than most areas of Florida, with many corporate or regional headquarters and a world-class airport. When you want the beach the trip is about 45 - 60 minutes depending upon which coast.

Hope this helps. You'll be hearing from all the other areas as well!! For Europeans, if you think the dollar will rebound, then you might consider taking advantage of the opportunity now.
1 vote
Elizabeth H…, Agent, Manasquan, NJ
Sun Sep 7, 2008
New Jersey Shore, we do not have the weather that other state do. Monmouht County towns of Spring Lake, Sea Girt, Manasquan are some of the great year roung places to live and has a great rental winter and summer history. Ocean County Pt Pl, Bayhead, Lavalette are great shore towns with year round and terrific summer rentals.
0 votes
Tommy, , Fort Lauderdale, FL
Sun Sep 7, 2008
South Florida is a great place to invest. Best deals currently in Miami, Fort Lauderdale. And because its such a desireable place to live it will be the fastest area to recover. Search the Florida MLS at http://www.floridamlshub.com/.
0 votes
Kirsten McAn…, Agent, Panama City Beach, FL
Mon Jul 7, 2008
Panama City Beach in Northwest Florida is a very popular and affordable vacation and second home area. We offer the most beautiful white sand beaches directly on the warm Gulf of Mexico. With our new international airport scheduled to open in 2010, travel to the area will become direct and affordable, opening us up to the world!

We are currently experiencing a very strong buyers market so your money goes a long way towards wealth building investments. This exceptional market, combined with the tremendous benefits of the new international airport, brings predictions of good value and profitable appreciation on purchases made in the current market. History shows that a new airport will impact a region for miles in any direction.

PCB offers Gulf-front condos and townhomes, beach cottages, detached single-family homes, golf communities, retirement neighborhoods and wooded inland environments. There are also exciting new developments that will change the landscape of this region forever - there will be something for everyone from the new Oceanside Pier Park entertainment center to Wild Kingdom Animal Park to fishing at the new Pier and boardwalk! And, much more is on the horizon – we are hoping to be a stop for the Disney cruise ships. We have a lot to offer everyone!

CLICK the link below to read and learn about Panama City Beach, Florida, USA. Please contact me directly with your email address for a complimentary Investors Guide.

Search all properties that are for sale in PCB and surrounding areas here: http://www.coastal-lifestyles.com

Please let me know how Keller Williams Success Realty and I can be of further assistance!

Kirsten McAndrew, Realtor
Keller Williams Success Realty
Panama City Beach, Florida 32413
Web Reference:  http://www.pcbeach.org
0 votes
Attila Laczko, , Weston, FL
Sun Jul 6, 2008
So, I've been thinking over your question some more and here is an answer straight from the mind of a long-time Floridian resident/realtor:
1. Hurricane Season:
As we come up on, and into the Hurricane season, there are several things we do. First, go over the preparations that may have been done in the off-season. Hurricane season begins June 1 and ends November 30. The time we have off-season is important for making life easier if a hurrican hits. Purchasing materials and equipment is usually cheaper, supplies are ample and the experience of a hurricane lets you know where improvement is necessary.
Once hurricane season is upon us we look into predictions for the season, though last year they predicted more hurricanes than the previous year and we were barely bothered by the season at all!! Forecasting hurricanes is imperfect and the best remedy is to be prepared.
The best places to investigate the hurricane season is:
weather.com (consumer site for weather)
http://www.nhc.noaa.gov (national hurricane center)
2. Investing
What are you looking for?
- A place to buy and sell later?
- A place for renting - on the coast or inland?
- Residential or commercial?
3. South Florida is a strong candidate for both residential and commercial investments. With the additional discount of a strong Euro, you could find plenty of properties from Palm Beach to Miami. The key here is, what are you looking for. Then, a realtor can point you in the direction of what area. South Florida is diverse in the nature of what is available in real estate. From condos on the beach, to condos on the everglades, small hotels in South Beach to multi-family properties in Ft. Lauderdale. An important element not yet revealled is, how do you want to interact with the property? Hands on or absentee owner?
Real estate is "Local" in nature, that is, every area of South Florida offers some opportunity and disadvantage, but the right property is found by knowing what the property means in your invest portfolio.
4. Insurance
Insurance on the water is more expensive than on higher elevations inland. Even inland, insured properties may require and most notably should carry flood insurance. On an average home, insurance property may cost as little as $300/year. The State of Florida offers insurance for properties, and some private options are still available. It goes back to, what are you looking for and then the issue of insurance for that purpose is much easier to ascertain.
5. Rentals are available, either for year round occupancy or for the peak months when the tourists come in large numbers. What's so nice about Florida, and not just South Florida, is that along the coast are small towns with a small town feel. They are caught up in the megalopolis' of the state, but they some how manage to stay quaint and cozy. Delray Beach, Lauderdale by the Sea, Hobe Sound are a few in South Florida, others around the state like Captiva, Islmorado, Stuart, Palm Bay in other areas of the state.
I have covered your topics, and you will find that every realtor has favorite areas of their own. We all live in our areas for a reason and most of us do so because we love living there. I like South Florida because I have family, friends, the beach, the towns up and down the coast, the diversity of people - from South America, Caribbean, Europe, every part of the US, Canada and so on. The market has been tumbling for a few years, but in that down turn are opportunities for those who can see or benefit from them. The benefit of a weak dollar is investment from Europe and other areas. The downturn in South Florida is slowing, some areas are even beginning to show signs of a bottom, but that is yet to be declared until we see consistent numbers to that effect.
Investing in Florida is a great ideal - North Florida is different from South Florida, from the topography to the climate. The west coast has a Gulf beaches appeal - the sand is different, some areas are noted for the way Old Florida use to be. The northern reaches of Florida differ greatly east to west... South Florida still remains a strong area. If its the Atlantic beaches with a tropical feel you are looking for then its to be found somewhere in Palm Beach down through Broward and Miami-Dade.
Look at sites that offer business insights, South Florida Business Journal, sunsentinel.com, theherald.com
Professional Financial Planner - http://www.boblove.com
Other sites - floridamoves.com, coldwellbanker.com
In searching CNBC for financial news on Florida Real Estate, I found this link:
There you have it, take a look at what I've given you. If you are still interested in South Florida, give me a call at 954-612-0083 or email, attila.laczko@floridamoves.com. If I can't help you after talking to you, I can find someone who can.
Good luck.
0 votes
Sharon Leahy, Agent, Ponte Vedra Beach, FL
Fri Jul 4, 2008
Hi, Jacksonville/Ponte Vedra Beach is a great opportunity, currently a buyers market, we have great beachs, fresh/salt water fishing, Symphony, Rodeos, Horse Farms, Condos, Up-scale communities, Jaguar Football, cruises, area is growing with a large new business coming to the port from China, we are not prone to hurricanes (last one 1964) - City life or rural, we have it all. Click on my profile and email me at sleahy@comcast.net and I will be happy to send additional information.
0 votes
Attila Laczko, , Weston, FL
Fri Jul 4, 2008
Well, from what I can see people definitely have their favorite areas... my area of preference is South Florida, especially if you are looking to invest. Key to investing is, BUY low, sell HIGH. South Florida is considered a LOW, and the market is a buyers market. The information you are requesting is lengthy, but I can get it to you via email correspondences better. My email address: attila.laczko@floridamoves.com. Looking forward to helping you with your invest choices in South Florida.
0 votes
Robert, Agent,
Mon May 19, 2008
Hi Robert,
I work an area in Central Florida called Celebration, Florida 34747. It is the town that Disney built.
Great community and the pricing is very attractive.
I haver lived all my life in Florida and can fill you in on many important details.
Take alook at my web site and mail me with any questions you have.
I offer free property management services to all my buyers.
Have an outstanding day

0 votes
Shirley Scru…, , Panama City Beach, FL
Mon May 19, 2008
Hello Robert:
If you are looking for a good real estate investment and you like beautiful white sandy beaches along the emerald waters of the Gulf of Mexico, Panama City Beach is it! The Panhandle of Florida is considered the "forgotten coast" but that is quickly changing as the world is discovering what we have to offer. The cost of living is lower and we have experienced less hurricanes than our other Florida neighbors. I will be happy to provide detailed information on condo investments, rental histories, insurance, community data, etc. upon request. Please see my profile for contact information.
Web Reference:  http://www.2millers.com
0 votes
Mark Palace, Agent, Satellite Beach, FL
Sun May 18, 2008
Halo Robert: Velkommen til Palace Properties International (Palass Eiendommer Internasjonalt). Vi tilbyr deg de tjenestene du trenger når du skal kjøpe bolig i Florida, USA. http://floridabolig.net/ Vi har mye erfaring med skandinaviske klienter og har nylig solgt til en dame fra Danmark. Du kan titte på noen meget fine og økonomiske boliger her http://www.brevardmls.com/brv/maildoc/b005BT6383.html. Også besøk oss på http://palacepropertiesonline.com/Spoersmaalogsvar.aspx for å få flere svar til spørsmålene dine.

Palace Properties International i Norge
Kristiansand, Norge, 22. februar 2008 -- Mark Stephen Palace, leder i Palace Properties International, Inc., Indian Harbour Beach, Florida, USA, har deltatt i Sørlandets største boligmesse for å fortelle nordmenn om Floridas Space Coast (Roms Kyst) som ligger mellom 30 og 60 minutter fra Orlando International Flyhavn. http://www.fvn.no/ftv/index.jsp?id=8089

Høy etisk standard sikrer deg en pålitelig handel. Ingen bolighandel er lik – hver bolig og hver boligkjøper er forskjellig. Derfor tilbyr vi deg som skal kjøpe skreddersydde løsninger som er tilpasset dine behov, og våre oppdragsansvarlige gjør alt som er nødvendig for å hjelpe deg finne ditt palass i paradiset!

Kronen er rekordsterk
Prisene er lave, dollaren er rekordsvak og den norske kronen er tilsvarende rekordsterk. Så jeg mener at man absolutt bør slå til nå, sier norsk-tallende Mark Palace, som er eiendomsmegler og Presidenten i Palace Properties International i Indian Harbour Beach, Florida, USA.

I motsetning til i Norge, jobber vi mot en base hvor alle boliger for salg blir lagt ut, og vi finner alle boligene vi tilbyr kundene våre her.

Selgeren betaler hele kommisjonen ved bolig salg. Selgeren har sin egen eksklusive megler. Det er derfor viktig å bruke oss som dine eksklusive meglere når du vil kjøpe. Vi forstår hva du ønsker og kjemper for å få deg den laveste prisen med de beste vilkårene.

Tenker du på å pusse opp en bruktbolig og har tid til det, så er ikke det så dumt i forhold til å kjøpe en ferdig oppusset enhet i et condominium (gamle utleieblokker pusset opp av entreprenør). Det er lett å få tak i håndverkere, og de er forholdsvis rimelige i Florida, hvor lønningene ligger generelt lavere enn i resten av USA. Du skal kunne få en god snekker til rundt 200 kroner timen. Det er også vanlig å jobbe på akkord.

Om du ikke ønsker å flytte permanent til Florida, er utleiemarkedet naturligvis en viktig faktor ved boligkjøpet. Situasjonen i dagens marked har ført til bedre muligheter for leieinntekter på grunn av skepsis eller mulighet til å eie blant amerikanere. Folk avventer med å kjøpe til bedre tider.
Kjøper du en bolig finansiert fra Norge, med en rente som fortsatt er gunstigere enn den du får i USA, har du gode muligheter til og forente store deler av boligen din fra første dag med utleie.

Utleieprisene varierer også naturligvis med beliggenhet. For en leilighet til 150 000 dollar, kan du beregne utleieinntekter på rundt 1000 dollar i måneden.


Hei, hei og takk for sist! Da vil vi få lov å takke for alt du har gjort for oss Mark. Du har sannelig brukt mye av din tid på oss, noe vi setter stor pris på. Nå gleder vi oss bare til å komme tilbake til Florida og ta i bruk vår nye leilighet. Det var veldig betryggende for oss å kunne ha en kontakt som bor i nærheten og som kjenner til systemet i USA når det gjelder investering i bolig etc. Vi satte også stor pris på at du tok oss med og viste oss parker og nærmiljøet slik at vi lettere kan se hva vi går til. Håper vi også kan få ta kontakt med deg når vi kommer neste gang. Ønsker deg en god tur til Norge og riktig god sommer!!
-Grethe og Bernt, Stavanger, Norway. Mai 2008

Etter mye surfing på internett og flere kontakter med andre eiendomsmeglere, fikk vi kontakt med Mark og her fikk vi en stor positiv overraskelse. Mark engasjerte med engang og fulgte oss opp hele veien. Han var oppriktig interessert i oss og vår behov. Etter mange e-mail, telefoner, med hurtige svar på alle våre spørsmål, fikk oss til Floridas Space Coast og ble bare overbevist om at her skulle vi kjøpe. Etter 2 dager på visning fant vi vårt drømmehus, takket være Mark. Han hørte hele tiden på oss, jobbede med oss som vi var de eneste i denne verden der skulle kjøpe bolig. Etter vi fant vårt hus, stod han der stadig med utstrakt hånd og hjalp oss gjennom alt det praktiske. For en person du er Mark, pålidelig, engasjerende, en fantastisk megler, som alle vil få stor glede av. Vi kan på det varmeste anbefale Mark til alle de som ønsker seg bolig på Floridas Space Coast og andre steder i Florida. Takk Mark !
-Rolf Helge Christensen & Susanne Soelling, Kristiansand, Norway. Mai 2008
Web Reference:  http://floridabolig.net/
0 votes
Kirsten McAn…, Agent, Panama City Beach, FL
Sun May 18, 2008
Panama City Beach in Northwest Florida is a very popular vacation and second home spot. We offer beautiful white sand beaches directly on the Gulf of Mexico. With our new international airport scheduled to open in 2010, travel to the area will become direct and affordable.

There are exciting new developments that will change the landscape of this region forever - there will be something for everyone from the new Oceanside Pier Park entertainment center to Wild Kingdom Animal Park to fishing at the new Pier and boardwalk! And, much more is on the horizon….

We are currently experiencing a very strong buyers market so the dollar (and more so the euro) goes a long way towards wealth building investments. PCB offers Gulf-front condos and townhomes, beach cottages, detached single-family homes, golf communities and retirement neighborhoods. We have a lot to offer!

CLICK the link below to read and learn about Panama City Beach, Florida, USA.

Search all properties that are for sale in PCB and surrounding areas here: http://www.coastal-lifestyles.com

Please let me know how Keller Williams Success Realty and I can be of further assistance.

Kirsten McAndrew, Realtor
Keller Williams Success Realty
Panama City Beach, Florida 32413
Web Reference:  http://www.pcbeach.org
0 votes
Ben Lewis, Home Seller, Greenwood, SC
Sun May 18, 2008
Myself and 2 partners have 5 properties in Naples we would be interested in selling collectively or individually. We mis-timed the market and need to reduce our risk and expenses. One is a beachfront condo in the city of Naples near Venetian Village. There are one condo and 3 coach homes in Sterling Oaks, a gated Tennis Community in North Naples on Hwy 41. All 5 are fully furnished (turn-key) and collectively valued at about 2.5 million before the crisis hit. We'd be willing to negotiate a fair deal.
0 votes
Elizabeth H…, Agent, Manasquan, NJ
Sun May 18, 2008
St Petersburg seems to be a good location, my family lives there and so far has weathered all the storms very well.
0 votes
Linda Kasper, Agent, Flagler Beach, FL
Sun May 18, 2008
Hi Robert, I'm a Florida Native from south Florida, I chose Flagler Beach to live out my life, 30 years ago. Hurricane have never made a direct hit hear in North East Florida. Flagler is located between St. Augustine and Daytona Beach. We have been the fastest growing area in the Nation for 4 years. Currently the market is prime for buyers. We have homes and condo's with-in 1/2 mile and closer to the beach in the mid $200's. Go to realtor.com and check out Flagler Beach and Palm Coast, the prices are unbeatable are taxes and insurances are cheap compared to the counties to the north and south at 15mils. We are an hour and 15 minutes from Orlando and Jacksonville, the weather is 3 seasons and the beach is uncrowded. Hope to hear from you. Linda Kasper
0 votes
LLoyd Nichols, Agent, Fort Myers, FL
Sun May 18, 2008
Hi, Robert,

The Southwest coast of Florida at the current time presents a great opportunity for investors, particularly European investors due to the strength of the Euro. For instance, there are two homes on the Canal not far from the beach for less than $430,000 on Forto Myers Beach. As for the risk of a hurricane, Hurricane Charlie hit just north of here in 2004, but that was the first time we were touched by a hurricane in over 40 years. The West coast of Florida is usually not the target. The East coast of Florida is by far more risky. As for rental opportunities, Fort Myers Beach is a intimate resort Island with seven miles of white sand and is a popular vacation spot. As I am fluent in French, I have many European clients. Please feel free to contact me for more information.

LLoyd Nichols
Right Choice Realty LLC
cell: 239-810-2980
Fax: 239-463-4826
home office: 239-463-5217

Active Rain Blog: http://activerain.com/lloydn
Website: http://www.mlsouthwestfloridahomes.com
Website Blog: http://ftmyershomesandgardens.blogspot.com/
0 votes
Myke Atwater, Agent, Santa Rosa Beach, FL
Sun May 18, 2008
You may be less familiar with the Northwest Florida Gulf Coast. I would invite you to look at http://www.Destin-FWB.com to see what you might be missing in other parts of Florida. This is a very desirable area with a great deal of rental, investment, and vacation attractiveness. Contact me after you look at this site if I can help you.
Web Reference:  http://www.MykeTriebold.com
0 votes
Shannon Moore…, Agent, Port Charlotte, FL
Sun May 18, 2008
Hi Robert,

I would also look into SW Florida. In North Port, which is located just north of Ft Myers and south of Sarasota, you can purchase a nearly new home with three bedrooms and two baths for under $150,0000. there are many great deals, especially with all of the foreclosed property.

North Port is located 20-25 minutes from the beach which keeps the insurance rates reasonable. I live in North Port in a newer home with 2000 square feet under air and pay $750 per year for insurance.

Anywhere in Florida is at risk for a hurricane. Generally, the farther you go inland the less risk there is. The more a hurricane has to travel over land, the more is decreases the winds.

Please take a look at my website lited below to browse through the differnt communities. You can also search the local MLS. Give me a call or email with any questions.

Shannon Moore, Realtor®, 941-276-8142
Roxanne Moore, Realtor®, 941-626-3926
Re/Max Anchor Realty
North Port/Port Charlotte
0 votes
Search Advice
Ask our community a question

Email me when…

Learn more