Also, please visit: http://www.naca.com.
This loan program is 100% legit. I refer my buyers to this program here in Little Rock, AR all the time! I believe in the product they offer and it is amazing!
No closing costs
No down payment
No perfect credit
Lowest, fixed interest rate for 30 years
Use the closing costs you receive from the seller to buy down your interest rate
Take out extra money to remodel a home, buy new appliances and more by having it added to your loan
My sister purchased a home with the NACA program in December of 2007. I promise that they delivered everything they promised with their loan product. Their funding comes from Bank of America.
My sisters interest rate is 3.8% fixed for 30 years. My client last week closed on a home at 1.6% fixed!!! She did put additional money down.
Right now their interest rate is 5.6% (just checked for you) - and everyone receives this rate regardless of their score. I also just checked to verify that it is offered in your state and it is in Kansas City and St. Louis, MO.
I am purchasing my next home with a NACA loan and I have excellent credit!
Promise me you will at least check in to it! It will be a blessing to you!