If you are still dealing with this program get out now. I recently was dealing with them since last year until the end of April and my husband and I was completely messed over. If you google them you will find a complete list of complaints that will give you a headache. I'm in Baltimore and I'm telling you don't bother with them if you really want a home. My mom went thru them and purchased a home but that was some years ago, I'm coming to you with recent experience and have spoken to many realty companies that had nothing but bad things to say about naca.