Your question is a little vague, but I assume you're referring to the 1st time buyers grant funded by the Federal Home Loan Bank (FHLB). The grant is available through many lenders, and you just have to check with your lender of choice to see if funds are available. In addition to typical loan qualification requirements, you must be a 1st time buyer (not owned a home in the last 3 years), your household income cannot exceed 80% of median income in the area of the property to be purchased, and you must participate in a 1 hour online home-ownership education class. You must contribute at least $1000 which is matched 4 to 1. (If you contribute $1000, you get $4000. If you put in $1875, you get $7500.) The money can be used for closing costs or down payment. It's pretty flexible in that the grant money can be combined with other programs. There may be other restrictions and conditions, but I'll leave that up to the lender to explain. If you'd like a referral for a real estate agent in your area, please contact me directly, and I'll put you in touch with someone who can help you find a lender and a home that suits your needs.