Asked by Lisa.Dennison, Yonkers, NY • Tue Feb 26, 2013
Considering a move to Westchester from London, UK. We will rent initially but would like to buy asap. We would be selling our house in the UK so will have a substantial downpayment (900,000-1,000,000$). However, we are looking at housed in the 1,000,000-1,300,000$ price bracket. We have no credit history in the U.S. Does anyone have any experience of how it easy it would be to get a mortgage for the remaining amount considering the downpayment will most likely cover most of the cost? How long would we need to live in the U.S before a mortgage company would feasibly lend us the remaining amount?
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