Asked by Tony, Simi Valley, CA • Wed Oct 3, 2012
We are hoping to buy a house within the next 6 months or so. My credit scores are about 700. All credit cards are payed off. Available credit is about 20K. No car paymnets, no student loans, etc. We had to do a shortsale on our house in 2009, but have had a solid history since then. I have a collection from a credit card ($13K, also from 2009) that was the same company as the mortgage holder. Will the collection account prevent me from getting a VA loan?
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