Getting a Mortage

Asked by sixergirl03, Lawrenceville, GA Thu Aug 9, 2012

I moved to Lawrenceville Ga but was unable to fnd work. I know work in Los Angeles at LAX but would like to by my home in GA. How ca I get a mortgage without being considered an investor? Is there anyone that can help me with this situation? Thank you

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Laquita Baez, Agent, Atlanta, GA
Fri Aug 10, 2012
Consult with a mortgage lender about your financing options.
When you are ready to find a home in Lawrenceville, I would be more than happy to help.
Hope things work out for you : )

Laquita Baez
Licensed Realtor Selling in GA and NJ
Better Homes and Gardens Real Estate Metrobrokers
0 votes
Rodney Mason, Mortgage Broker Or Lender, Atlanta, GA
Thu Aug 9, 2012
Unless you are going to live in the home full-time, then it cannot be classified as your Primary Residence. A Second Home would be a home that you own and visit on a few times a year, but that you do not rent to anyone. If you intend to rent the property, then it must be classified as an Investment Property.

An Investment Property purchase will require 20% down. A HomePath property can be purchased with only 10% down though.

Rodney Mason, NMLS #151088
Sr Loan Officer
Prospect Mortgage
825 Juniper St NE, Atlanta, GA 30308
Office: (404) 591-2453
Apply Online at
Licensed in Alabama & Georgia

Prospect Mortgage offers a full selection of mortgage programs including:
Conventional | FHA | FHA 580-639 FICO | FHA 203K Renovation (Streamline & Consultant) | HomePath® | HomePath® Renovation | HomeStyle® Renovation | VA | USDA | GA Dream | Jumbo Financing
0 votes
Emmett Realty…, Agent, Snellville, GA
Thu Aug 9, 2012
You mean you want to buy a home, but not live in it? If so, you can do this. You would need to put more money down, about 20%. Let me know if I can help. 404-771-8629
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