It really depends if the HOA has gone through the process to be a HUD Approved development. You can try searching for HUD Approved developments at https://entp.hud.gov/idapp/html/condlook.cfm
I would suggest looking during their working hours though, as they seem to not be able to show that information anytime else. There are two different HOA's in Fountainhead Dr though, you have Twin Creeks Gardens HOA and Twin Creeks HOA. Last I have known Twin Creeks HOA is the only one which was HUD approved, but I highly suggest contacingt them to find out or looking on the link supplied to confirm. Approved developments can change very quickly, and some developments will opt in then decide they no longer want to participate and opt out, some just don't want to deal with the strict policies that come with having a HUD approved development and never apply. I wish you the best of luck in finding an Approved development, and if there is anything I can do to assist you further feel free just let me know.
Better Homes and Gardens Tri-Valley Realty