For an FHA loan on a multi-family residence, for example a three unit place, do all the units have to be attached together?

Asked by Mr. Instigator, California Mon Dec 19, 2011

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FHA 203k Mor…, Other Pro, CA,
Tue Dec 20, 2011
The answer to your original question above is "NO". 1-4 units can be financed using an FHA loan regardless whether the units are attached or detached.

Best of luck
0 votes
Gregorio Den…, , San Diego, CA
Tue Dec 20, 2011
Your biggest problem will be one of like comps. If there are no other properties in the area that match that configuration it will be extremely difficult to get financing from any source.

Deborah gave you a very detailed and accurate answer yesterday here: http://www.trulia.com/voices/Home_Buying/Financing_a_detache…
Web Reference:  http://WeFixRates.Com
0 votes
John Arendsen, Agent, Leucadia, CA
Tue Dec 20, 2011
I could answer this question, however, I think you should discuss it directly with a lender. There's lot's of real good lenders on this site. If you don't get anymore hits I'd repost it a little differently and you'll probably draw a lot more answers. Or just wait a little longer and some lenders may come upon it.
0 votes
Mr. Instigat…, Home Buyer, California
Tue Dec 20, 2011
One lot with a single family detached home and a duplex unit in the rear.
0 votes
John Arendsen, Agent, Leucadia, CA
Tue Dec 20, 2011
Are you talking about three single family detached dwellings on three individual lots, a conjoined triplex on one lot or a single family detached home with two ADU's?
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