Florida county with low cost of living?

Asked by Marcy Milligan, 80831 Sun Jan 18, 2009

Florida homes seem very cheap right now. My son who is on a fixed income is considering moving there. I am trying to narrow down the best location to purchase. Which county has a low cost of living, i.e taxes, utilities, insurance, etc? Is it difficult to get a mortgage right now?

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John Bennett, Agent, Orlando, FL
Sun Jan 18, 2009
Lots of low insurance areas are not on the Coasts. If you stay in the middle of the state (sorry Paul) you get cheaper insurance, and the new home have to be built with lesser wind resistance. Coast are 150 to 130 Miles Per Hour requirements where as some of the interior of Florida is 100 mph. See:
These codes are based on likelihood of getting wind damage. Also coast can get storm surge.
VA Hospitals in Tampa, Gainesville, coming to Orlando.
I would look into Sumter County, Western Marion, Polk, Highlands, Northern Lake, Putnam, and Western Volusia.
The coast areas normally have more expensive land, higher density of people and more demand.
I can help you in Marion, Lake, Putnam, Western Volusia and Sumter. The others are beyond my regular area.
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Rick Aguirre, Agent, Orlando, FL
Sun Jan 18, 2009
Great question. and I suspect you will get an answer for about every county in the state.
Here is a link that may help.
Remember to take in to account what your son''s needs are. If he is a veteran he may want to be close to a base for shopping at the PX or a VA hospital.
Also his insurance or HMO may have a stronger presence in one town, How about schools, does he want to be near anything specific.
Housing may be less expensive in one area and yet the commute to a hospital or other needs may be prohibitive.
Check ou the map and see what you can find.
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Paul Whiteho…, Agent, Melbourne, FL
Sun Jan 18, 2009
Hi May I suggest Brevard County on the East Coast of Florida opposite Orlando (50mins) where you will find 72 miles of lovely Beaches , great viewing of Shuttle and Rocket launches and towns and small cities that are friendly and welcoming. We are also far enough North not to worry too much about hurricanes (which helps with insurance costs) and the slightly hotter and more humid South in the summer. We also have more affordable housing especially now and mortgages are available. Hope this helps.
Best Regards

Paul Whitehouse.
Web Reference:  http://www.paulsold.com
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