Flexible Credit Home Loan Program is it legit? You can buy less then 2 years after short sale with 25% down. I don't qualify for special circumstances

Asked by fnrosenzweig, Wed May 7, 2014

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Sheryl Arndt, Mortgage Broker Or Lender, Woodland Hills, CA
Sun Apr 26, 2015
Hello fnrosenzweig, you may now qualify ONE DAY after a short sale, foreclosure or deed in lieu with 20% down and minimum 620 fico score.

You may qualify to buy FHA with fico scores between 500-579 with 10% down or minimum 580 fico score may qualify FHA 3.5% down or as low as .5% half percent down payment program. You may consider 3% down conventional from a minimum 620 fico score.

You will need to be pre-approved if you decide to buy to be able to meet an agent to view and submit offers on any homes of your choice. Your qualifications will be determined by your credit profile, debt to income ratios, fico scores, home price, loan program and how much you want to invest into the down payment and closing costs.

You may qualify to buy with minimum out of pocket expenses and pay less than rent in many cities. It only takes a few dozen questions to qualify, go over your options and email you listings to study and compare. Here are some links to study as well as web reference links to many loan program pages offered...

Sheryl Arndt, Real Estate Broker - Sr. Loan Officer CA only
Veteran & VA/CalVet Loan Specialist
REO & Short Sale Specialist
Credit Repair At No Cost
ALL Loan Programs Available
22+ Years Experience
BRE# 01140252
NMLS# 297251
760-486-4225
9am till 5pm by phone Monday thru Saturday, Sundays by appt., EMAIL ANYTIME 24/7
Under640FicoScoreLoans@gmail.com or HomeLoans4U@live.com
http://youtu.be/MrygA2_8fAY
http://www.trulia.com/profile/SherylArndt

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0 votes
Kelly Isola, Renter, Sacramento, CA
Sun Apr 26, 2015
Who the heck has 25% to put down on a home? If I had that I would be smooth sailing...
0 votes
Derek Jones, Agent, Fair Oaks, CA
Wed May 14, 2014
if you are looking to purchase a home in the near future, I would recommend getting in contact with a loan officer and maybe a credit counselor. If you need any recommendations let me know.
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