Asked by John_p, 99203 • Thu Feb 5, 2009
We are a family of four (me, wife, two kids in elementary school), and I'm trying to figure out the maximum home price and monthly payment we can afford comfortably & safely. My gross income is $62,000/year and the take home is about $3500/month. The job is stable and gives raise regularly. The only debt we have is a $300/month car payment. But we can only put $15,000 in down payment. My credit history should be excellent (never missed payment in 13 years). The cost of living in my area is slightly under the national average. What do you think? Do I even quality for a loan?
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