Good morning ifsagems,
Those budgets seem awfully low. Did you go through a traditional bank for your Prequalification? (Technically NO Lender is allowed to call it a Preapproval as per HUD regulations). You might consider meeting with a Local Mortgage Banker for your Prequalification. Mortgage Bankers are Licensed as opposed to Registered and you'll find a substantially higher level of service and experience. You definitely want to consider increasing your buying budget because those loan amounts---unless you're putting a very LARGE down payment---aren't getting you much in the way of homes in good condition.
I'm happy to refer the following Real Estate Agents:
In Queens: Melissa Torres with EXIT Realty Success: 917-578-4905
In Nassau County: Janet Nation with Sailing Home Realty: 646-321-9649
Both these Agents work as Exclusive Buyer's Agents which means they'll work for YOU, the Buyer, not the Seller.
Happy House Hunting!
PowerHouse Solutions, Inc.
185 Great Neck Rd, Suite 240
Great Neck NY 11021
Licensed Mortgage Banker â€“ NYS Dept. of Financial Services
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